Welfare broker

CHRISTOPHER T LYONS

Mailing address (most recent filing)

15 GLENDALE LN

FAIRFIELD, NJ 07004

Total comp: $16K
Commissions: $16K
Fees: $250
Filings: 7
Sponsors: 7

Carrier mix

Where CHRISTOPHER T LYONS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AFLAC100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AFLAC	1	$135K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NJ	1	$135K	0.0%	46.56x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CHRISTOPHER T LYONS's plans by broker comp / premium ratio. Median 14.41% vs welfare-wide median 6.40% (n=1).

Prospect-flag exposure · vs market baseline

Share of CHRISTOPHER T LYONS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where CHRISTOPHER T LYONS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
THE LEAGUERS, INC. THE LEAGUERS VOLUNTARY BENEFIT PLAN	NJ	$135K	$19K	AFLAC