Welfare broker

CHRISTOPHER GRAHAM ERVASTI

Mailing address (most recent filing)

2850 GOLF ROAD, 4TH FLOOR

ROLLING MEADOWS, IL 60008

Total comp: $602K
Commissions: $328K
Fees: $274K
Filings: 6
Sponsors: 6

Carrier mix

Where CHRISTOPHER GRAHAM ERVASTI places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

METROPOLITAN LIFE INSURANCE COMPANY50.0%
BLUE CROSS OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
METROPOLITAN LIFE INSURANCE COMPANY	1	$1000K	50.0%
BLUE CROSS OF CALIFORNIA	1	$2.8M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	2	$3.8M	0.1%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CHRISTOPHER GRAHAM ERVASTI's plans by broker comp / premium ratio. Median 18.72% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of CHRISTOPHER GRAHAM ERVASTI's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where CHRISTOPHER GRAHAM ERVASTI is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CREATIVE FOAM CORPORATION CREATIVE FOAM CORPORATION GROUP MEDICAL & LIFE PLAN	MI	$2.8M	$341K	BLUE CROSS BLUE SHIELD OF MICHIGAN
HP PELZER AUTOMOTIVE SYSTEMS, INC. HP PELZER AUTOMOTIVE SYSTEMS, INC. EMPLOYEE BENEFIT PLAN	MI	$1000K	$252K	METROPOLITAN LIFE INSURANCE COMPANY

Carrier

Plans

Premium

METROPOLITAN LIFE INSURANCE COMPANY

$1000K

50.0%

BLUE CROSS OF CALIFORNIA

$2.8M

50.0%

State

Plans

Premium

State share

Index

$3.8M

0.1%

41.16x

Sponsor

Loc

Premium

Comp

Carrier

CREATIVE FOAM CORPORATION

CREATIVE FOAM CORPORATION GROUP MEDICAL & LIFE PLAN

$2.8M

$341K

BLUE CROSS BLUE SHIELD OF MICHIGAN

HP PELZER AUTOMOTIVE SYSTEMS, INC.

HP PELZER AUTOMOTIVE SYSTEMS, INC. EMPLOYEE BENEFIT PLAN

$1000K

$252K

METROPOLITAN LIFE INSURANCE COMPANY