Welfare broker

CHRISTENSEN GROUP INC

Mailing address (most recent filing)

9855 W 78TH ST STE 100

EDEN PRAIRIE, MN 55344

Total comp: $6.8M
Commissions: $6.2M
Fees: $603K
Filings: 217
Sponsors: 217

Carrier mix

Where CHRISTENSEN GROUP INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

MEDICA INSURANCE COMPANY26.2%
BLUE CROSS OF CALIFORNIA17.9%
HEALTHPARTNERS INSURANCE COMPANY9.5%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA9.5%
UNITEDHEALTHCARE INSURANCE COMPANY8.3%
METROPOLITAN LIFE INSURANCE COMPANY8.3%
PRINCIPAL LIFE INSURANCE COMPANY6.0%
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY6.0%
Other (2)8.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
MEDICA INSURANCE COMPANY	22	$34.8M	26.2%
BLUE CROSS OF CALIFORNIA	15	$27.2M	17.9%
HEALTHPARTNERS INSURANCE COMPANY	8	$8.8M	9.5%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	8	$1.1M	9.5%
UNITEDHEALTHCARE INSURANCE COMPANY	7	$7.3M	8.3%
METROPOLITAN LIFE INSURANCE COMPANY	7	$625K	8.3%
PRINCIPAL LIFE INSURANCE COMPANY	5	$906K	6.0%
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY	5	$794K	6.0%
UNUM LIFE INSURANCE COMPANY OF AMERICA	4	$2.9M	4.8%
SUN LIFE ASSURANCE COMPANY OF CANADA	3	$1.4M	3.6%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MN	85	$82.6M	3.7%	42.21x
TX	7	$6.5M	0.1%	1.16x
WI	1	$2.0M	0.0%	0.53x
TN	1	$935K	0.1%	0.64x
OR	1	$815K	0.1%	1.04x
MO	1	$214K	0.0%	0.18x
KS	1	$103K	0.1%	1.33x
IL	1	$1.2M	0.0%	0.28x
IA	1	$773K	0.1%	1.04x
CO	1	$552K	0.1%	0.80x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CHRISTENSEN GROUP INC's plans by broker comp / premium ratio. Median 6.88% vs welfare-wide median 6.29% (n=101).

Prospect-flag exposure · vs market baseline

Share of CHRISTENSEN GROUP INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

101-101 of 101 sponsors where CHRISTENSEN GROUP INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ALL SEASONS PRESCHOOL OF EAGAN LLC ALL SEASONS PRESCHOOL ERISA WRAP PLAN	MN	$5K	$660	SUN LIFE ASSURANCE COMPANY OF CANADA

Carrier

Plans

Premium

MEDICA INSURANCE COMPANY

$34.8M

26.2%

BLUE CROSS OF CALIFORNIA

$27.2M

17.9%

HEALTHPARTNERS INSURANCE COMPANY

$8.8M

9.5%

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

$1.1M

9.5%

UNITEDHEALTHCARE INSURANCE COMPANY

$7.3M

8.3%

METROPOLITAN LIFE INSURANCE COMPANY

$625K

8.3%

PRINCIPAL LIFE INSURANCE COMPANY

$906K

6.0%

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

$794K

6.0%

UNUM LIFE INSURANCE COMPANY OF AMERICA

$2.9M

4.8%

SUN LIFE ASSURANCE COMPANY OF CANADA

$1.4M

3.6%

State

Plans

Premium

State share

Index

$82.6M

3.7%

42.21x

$6.5M

0.1%

1.16x

$2.0M

0.0%

0.53x

$935K

0.1%

0.64x

$815K

0.1%

1.04x

$214K

0.0%

0.18x

$103K

0.1%

1.33x

$1.2M

0.0%

0.28x

$773K

0.1%

1.04x

$552K

0.1%

0.80x

Sponsor

Loc

Premium

Comp

Carrier

ALL SEASONS PRESCHOOL OF EAGAN LLC

ALL SEASONS PRESCHOOL ERISA WRAP PLAN

$5K

$660

SUN LIFE ASSURANCE COMPANY OF CANADA