Welfare broker

CHRISTENSEN, DANIEL

Mailing address (most recent filing)

1973 EAST A STREET

CASPER, WY 82601

Total comp: $5K
Commissions: $5K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where CHRISTENSEN, DANIEL places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$51K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WY	1	$51K	0.7%	755.20x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CHRISTENSEN, DANIEL's plans by broker comp / premium ratio. Median 12.79% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of CHRISTENSEN, DANIEL's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where CHRISTENSEN, DANIEL is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ROCKY MOUNTAIN WINDOW DISTRIBUTORS ROCKY MOUNTAIN WINDOW DISTRIBUTORS SHORT TERM DISABILITY INSURANCE	WY	$51K	$7K	UNUM LIFE INSURANCE COMPANY OF AMERICA