Welfare broker

CHOICE INSURANCE SERVICES LLC

Mailing address (most recent filing)

3050 SIENNA DRIVE SOUTH

SUITE 100

FARGO, ND 58104

Total comp: $86K
Commissions: $75K
Fees: $11K
Filings: 7
Sponsors: 7

Carrier mix

Where CHOICE INSURANCE SERVICES LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

STANDARD INSURANCE COMPANY50.0%
HEALTHPARTNERS INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
STANDARD INSURANCE COMPANY	1	$8K	50.0%
HEALTHPARTNERS INSURANCE COMPANY	1	$1.1M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
ND	2	$1.1M	0.6%	346.98x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CHOICE INSURANCE SERVICES LLC's plans by broker comp / premium ratio. Median 6.31% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of CHOICE INSURANCE SERVICES LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where CHOICE INSURANCE SERVICES LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CHOICE FINANCIAL GROUP CHOICE FINANCIAL GROUP HEALTH PLAN	ND	$1.1M	$40K	HEALTHPARTNERS ADMINISTRATORS, INC.
PRECISION PLUMBING, INC. PRECISION PLUMBING, INC. VISION PLAN	ND	$8K	$760	STANDARD INSURANCE COMPANY

Carrier

Plans

Premium

STANDARD INSURANCE COMPANY

$8K

50.0%

HEALTHPARTNERS INSURANCE COMPANY

$1.1M

50.0%

State

Plans

Premium

State share

Index

$1.1M

0.6%

346.98x

Sponsor

Loc

Premium

Comp

Carrier

CHOICE FINANCIAL GROUP

CHOICE FINANCIAL GROUP HEALTH PLAN

$1.1M

$40K

HEALTHPARTNERS ADMINISTRATORS, INC.

PRECISION PLUMBING, INC.

PRECISION PLUMBING, INC. VISION PLAN

$8K

$760

STANDARD INSURANCE COMPANY