Welfare broker

CHET H MCWILLIAMS

Mailing address (most recent filing)

301 SUNBURST HWY

CAMBRIDGE, MD 21613

Total comp: $9K
Commissions: $9K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where CHET H MCWILLIAMS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE STANDARD100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE STANDARD	1	$426K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MD	1	$426K	0.1%	71.90x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CHET H MCWILLIAMS's plans by broker comp / premium ratio. Median 1.96% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of CHET H MCWILLIAMS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where CHET H MCWILLIAMS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
H&M BAY, INC. HEALTH CARE PLAN OF H&M BAY, INC.	MD	$426K	$8K	STANDARD SECURITY INSURANCE COMPANY