Welfare broker

CHASTAIN AND ASSOCIATES

Mailing address (most recent filing)

P O BOX 1908

ATHENS, GA 30603

Total comp: $137K
Commissions: $134K
Fees: $3K
Filings: 4
Sponsors: 4

Carrier mix

Where CHASTAIN AND ASSOCIATES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

STARMOUNT LIFE INSURANCE COMPANY50.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
STARMOUNT LIFE INSURANCE COMPANY	1	$151K	50.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$290K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
GA	2	$441K	0.0%	15.18x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CHASTAIN AND ASSOCIATES's plans by broker comp / premium ratio. Median 19.24% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of CHASTAIN AND ASSOCIATES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where CHASTAIN AND ASSOCIATES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LEON FARMER AND COMPANY LEON FARMER WELFARE BENEFIT PLAN	GA	$290K	$66K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
HEYWARD ALLEN MOTOR COMPANY INC HEYWARD ALLEN MOTOR COMPANY INC WELFARE BENEFIT PLAN	GA	$151K	$24K	STARMOUNT LIFE INSURANCE COMPANY

Carrier

Plans

Premium

STARMOUNT LIFE INSURANCE COMPANY

$151K

50.0%

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$290K

50.0%

State

Plans

Premium

State share

Index

$441K

0.0%

15.18x

Sponsor

Loc

Premium

Comp

Carrier

LEON FARMER AND COMPANY

LEON FARMER WELFARE BENEFIT PLAN

$290K

$66K

CIGNA HEALTH AND LIFE INSURANCE COMPANY

HEYWARD ALLEN MOTOR COMPANY INC

HEYWARD ALLEN MOTOR COMPANY INC WELFARE BENEFIT PLAN

$151K

$24K

STARMOUNT LIFE INSURANCE COMPANY