Welfare broker

CHAS E RUE & SON INC

Mailing address (most recent filing)

3812 QUAKERBRIDGE RD

TRENTON, NJ 086191004

Carrier mix

Where CHAS E RUE & SON INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	2	$358K	28.6%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	2	$3.3M	28.6%
UNITED OF OMAHA LIFE INSURANCE COMPANY	1	$1.1M	14.3%
HORIZON HEALTHCARE SERVICES, INC.	1	$2.7M	14.3%
CALIFORNIA PHYSICIANS SERVICE	1	$1.7M	14.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NJ	5	$6.4M	0.2%	33.12x
DE	1	$1.1M	0.4%	58.53x
CA	1	$1.7M	0.0%	1.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CHAS E RUE & SON INC's plans by broker comp / premium ratio. Median 9.62% vs welfare-wide median 6.29% (n=7).

Prospect-flag exposure · vs market baseline

Share of CHAS E RUE & SON INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-7 of 7 sponsors where CHAS E RUE & SON INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
GALAXY SYSTEMS, INC. GALAXY SYSTEMS, INC. CIGNA	NJ	$1.6M	$258K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
ENDAVA SOLUTIONS, LLC ENDAVA SOLUTIONS, LLC CIGNA	NJ	$1.6M	$223K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
BURRIS LOGISTICS BURRIS LOGISTICS HEALTH & WELFARE BENEFIT PROGRAM	DE	$1.1M	$121K	UNITED OF OMAHA LIFE INSURANCE COMPANY
R. W. ZANT COMPANY R. W. ZANT WRAP BENEFIT PLAN	CA	$1.7M	$96K	CALIFORNIA PHYSICIANS' SERVICE
ALLENTOWN LLC ALLENTOWN LLC HEALTH AND WELFARE PLAN	NJ	$2.7M	$38K	HORIZON HEALTHCARE SERVICES, INC.
ENDAVA SOLUTIONS, LLC ENDAVA SOLUTIONS LLC, GUARDIAN	NJ	$182K	$17K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
GALAXY SYSTEMS, INC. GALAXY SYSTEMS, INC., GUARDIAN	NJ	$176K	$17K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA