Welfare broker

CHAPPELL SMITH & ASSOCIATES INC

Mailing address (most recent filing)

1006 MERLINGER CT

FRANKLIN, TN 370676417

Total comp: $34K
Commissions: $34K
Fees: $0
Filings: 6
Sponsors: 6

Carrier mix

Where CHAPPELL SMITH & ASSOCIATES INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	2	$279K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TN	2	$279K	0.1%	64.91x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CHAPPELL SMITH & ASSOCIATES INC's plans by broker comp / premium ratio. Median 8.35% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of CHAPPELL SMITH & ASSOCIATES INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where CHAPPELL SMITH & ASSOCIATES INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
EYECARE PLUS P.C. EYECARE PLUS P.C.	TN	$244K	$14K	UNITEDHEALTHCARE INSURANCE COMPANY
WIDE OPEN DESIGN, INC. WIDE OPEN DESIGN, INC. EMPLOYEE BENEFIT PLAN	TN	$35K	$4K	ALL SAVERS INSURANCE COMPANY

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$279K

100.0%

State

Plans

Premium

State share

Index

$279K

0.1%

64.91x

Sponsor

Loc

Premium

Comp

Carrier

EYECARE PLUS P.C.

$244K

$14K

UNITEDHEALTHCARE INSURANCE COMPANY

WIDE OPEN DESIGN, INC.

WIDE OPEN DESIGN, INC. EMPLOYEE BENEFIT PLAN

$35K

$4K

ALL SAVERS INSURANCE COMPANY