Welfare broker

CHAD PHILIP

Mailing address (most recent filing)

430 N PINE ST

ELLENSBURG, WA 98926

Total comp: $50K
Commissions: $46K
Fees: $4K
Filings: 1
Sponsors: 1

Carrier mix

Where CHAD PHILIP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

ASURIS NORTHWEST HEALTH100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
ASURIS NORTHWEST HEALTH	1	$1.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WA	1	$1.2M	0.1%	61.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CHAD PHILIP's plans by broker comp / premium ratio. Median 4.10% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of CHAD PHILIP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where CHAD PHILIP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ANDERSON HAY & GRAIN ANDERSON HAY & GRAIN CO., INC HEALTHCARE PLAN	WA	$1.2M	$50K	ASURIS NORTHWEST HEALTH