Welfare broker

CGI-003837

Mailing address (most recent filing)

MERCER HEALTH AND BENEFITS

4565 PAYSPHERE CIR

CHICAGO, IL 60674

Total comp: $36K
Commissions: $36K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where CGI-003837 places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

LIFE INSURANCE COMPANY OF NORTH AMERICA50.0%
BLUE CROSS OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
LIFE INSURANCE COMPANY OF NORTH AMERICA	1	$108K	50.0%
BLUE CROSS OF CALIFORNIA	1	$11.8M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IA	2	$11.9M	0.2%	105.23x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CGI-003837's plans by broker comp / premium ratio. Median 5.54% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of CGI-003837's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where CGI-003837 is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CDS GLOBAL, INC. CDS GLOBAL INC. GROUP INSURANCE PLAN	IA	$11.8M	$29K	WELLMARK BLUE CROSS AND BLUE SHIELD OF IOWA
CDS GLOBAL, INC. CDS GLOBAL, INC. LONG TERM DISABILITY PLAN	IA	$108K	$12K	LIFE INSURANCE COMPANY OF NORTH AMERICA

Carrier

Plans

Premium

LIFE INSURANCE COMPANY OF NORTH AMERICA

$108K

50.0%

BLUE CROSS OF CALIFORNIA

$11.8M

50.0%

State

Plans

Premium

State share

Index

$11.9M

0.2%

105.23x

Sponsor

Loc

Premium

Comp

Carrier

CDS GLOBAL, INC.

CDS GLOBAL INC. GROUP INSURANCE PLAN

$11.8M

$29K

WELLMARK BLUE CROSS AND BLUE SHIELD OF IOWA

CDS GLOBAL, INC.

CDS GLOBAL, INC. LONG TERM DISABILITY PLAN

$108K

$12K

LIFE INSURANCE COMPANY OF NORTH AMERICA