Welfare broker

CFA LLC

Mailing address (most recent filing)

1501 SOUTH CLINTON STREET

7TH FLOOR

BALTIMORE, MD 21224

Total comp: $622K
Commissions: $165K
Fees: $456K
Filings: 21
Sponsors: 21

Carrier mix

Where CFA LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

SYMETRA LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
SYMETRA LIFE INSURANCE COMPANY	2	$4.8M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
VA	1	$2.6M	0.0%	22.94x
MD	1	$2.2M	0.1%	35.95x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CFA LLC's plans by broker comp / premium ratio. Median 6.31% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of CFA LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where CFA LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
RESOURCE MANAGEMENT CONCEPTS, INC. RESOURCE MANAGEMENT CONCEPTS, INC. WELFARE PLAN	MD	$2.2M	$186K	SYMETRA LIFE INSURANCE COMPANY
THE BOARD OF TRUSTEES OF THE CATHOLIC CHARITIES USA EMPLOYEE WELFARE B CATHOLIC CHARITIES USA AND PARTICIPATING EMPLOYERS MASTER WELFARE BENEFIT PLAN	VA	$2.6M	$106K	SYMETRA LIFE INSURANCE COMPANY

Carrier

Plans

Premium

SYMETRA LIFE INSURANCE COMPANY

$4.8M

100.0%

State

Plans

Premium

State share

Index

$2.6M

0.0%

22.94x

$2.2M

0.1%

35.95x

Sponsor

Loc

Premium

Comp

Carrier

RESOURCE MANAGEMENT CONCEPTS, INC.

RESOURCE MANAGEMENT CONCEPTS, INC. WELFARE PLAN

$2.2M

$186K

SYMETRA LIFE INSURANCE COMPANY

THE BOARD OF TRUSTEES OF THE CATHOLIC CHARITIES USA EMPLOYEE WELFARE B

CATHOLIC CHARITIES USA AND PARTICIPATING EMPLOYERS MASTER WELFARE BENEFIT PLAN

$2.6M

$106K

SYMETRA LIFE INSURANCE COMPANY