Welfare broker

CERTUS INSURANCE ADVISORS LLC

Mailing address (most recent filing)

10625 N KENDALL DRIVE

MIAMI, FL 33176

Total comp: $720K
Commissions: $720K
Fees: $445
Filings: 2
Sponsors: 2

Carrier mix

Where CERTUS INSURANCE ADVISORS LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED HEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED HEALTHCARE INSURANCE COMPANY	1	$19.1M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	1	$19.1M	0.0%	25.39x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CERTUS INSURANCE ADVISORS LLC's plans by broker comp / premium ratio. Median 4.09% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of CERTUS INSURANCE ADVISORS LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where CERTUS INSURANCE ADVISORS LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
THE SIMPLEX GROUP, INC. REGIS HR GROUP HEALTH AND WELFARE BENEFIT PLAN	FL	$19.1M	$782K	UNITED HEALTHCARE INSURANCE COMPANY