Welfare broker

CERIDIAN HCM INC

Mailing address (most recent filing)

ATTN CUSTOMER #43318

PO BOX 772830

CHICAGO, IL 60677

Total comp: $399K
Commissions: $11K
Fees: $388K
Filings: 25
Sponsors: 25

Carrier mix

Where CERIDIAN HCM INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

METROPOLITAN LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
METROPOLITAN LIFE INSURANCE COMPANY	1	$1.5M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IL	1	$1.5M	0.0%	28.47x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CERIDIAN HCM INC's plans by broker comp / premium ratio. Median 1.95% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of CERIDIAN HCM INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where CERIDIAN HCM INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
NORTH AMERICAN VAN LINES, INC. C/O SIRVA, INC. SIRVA GROUP BENEFITS PLAN (FORMERLY KNOWN AS NORTH AMERICAN VAN LINES, INC. BENEFITS PLUS)	IL	$1.5M	$29K	METROPOLITAN LIFE INSURANCE COMPANY