Welfare broker

CENTENNIAL GROUP BENEFITS

Mailing address (most recent filing)

1800 QUAIL ST SUITE 110

NEWPORT BEACH, CA 92660

Total comp: $2.7M
Commissions: $2.5M
Fees: $220K
Filings: 45
Sponsors: 45

Carrier mix

Where CENTENNIAL GROUP BENEFITS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

KAISER FOUNDATION HEALTH PLAN INC37.5%
CIGNA HEALTH AND LIFE INSURANCE COMPANY12.5%
BLUE CROSS OF CALIFORNIA12.5%
AETNA LIFE INSURANCE COMPANY12.5%
UNITEDHEALTHCARE INSURANCE COMPANY6.3%
UNITED OF OMAHA LIFE INSURANCE COMPANY6.3%
DELTA DENTAL OF CALIFORNIA6.3%
BLUE CARE NETWORK OF MICHIGAN6.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
KAISER FOUNDATION HEALTH PLAN INC	6	$10.6M	37.5%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	2	$15.3M	12.5%
BLUE CROSS OF CALIFORNIA	2	$9.0M	12.5%
AETNA LIFE INSURANCE COMPANY	2	$2.9M	12.5%
UNITEDHEALTHCARE INSURANCE COMPANY	1	$528K	6.3%
UNITED OF OMAHA LIFE INSURANCE COMPANY	1	$1.3M	6.3%
DELTA DENTAL OF CALIFORNIA	1	$506K	6.3%
BLUE CARE NETWORK OF MICHIGAN	1	$3.0M	6.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	14	$39.9M	0.2%	11.16x
MI	1	$3.0M	0.0%	2.57x
MA	1	$225K	0.0%	2.89x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CENTENNIAL GROUP BENEFITS's plans by broker comp / premium ratio. Median 6.40% vs welfare-wide median 6.29% (n=16).

Prospect-flag exposure · vs market baseline

Share of CENTENNIAL GROUP BENEFITS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-16 of 16 sponsors where CENTENNIAL GROUP BENEFITS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MASIMO MASIMO WELFARE BENEFITS PLAN	CA	$15.1M	$659K	CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES
MOTIVE ENERGY, INC. MOTIVE ENERGY, INC. WELFARE BENEFITS PLAN	CA	$7.4M	$314K	CALIFORNIA PHYSICIANS' SERVICE (BLUE SHIELD OF CALIFORNIA)
MUTUAL OF OMAHA MORTGAGE MUTUAL OF OMAHA MORTGAGE WELFARE BENEFITS PLAN	CA	$1.3M	$167K	UNITED OF OMAHA LIFE INSURANCE COMPANY
PAPER EDUCATION AMERICA INC. PAPER EDUCATION AMERICA INC. HEALTH AND WELFARE BENEFITS PLAN	CA	$1.7M	$146K	AETNA LIFE INSURANCE CO.
WESTERN YOUTH SERVICES WESTERN YOUTH SERVICES WELFARE BENEFITS PLAN	CA	$1.8M	$131K	KAISER FOUNDATION HEALTH PLAN INC.
CONTROL AIR ENTERPRISES LLC CONTROL AIR ENTERPRISES LLC EMPLOYEE BENEFIT PLAN	CA	$2.0M	$114K	KAISER FOUNDATION HEALTH PLAN INC.
CELESTRON ACQUISITION, LLC CELESTRON ACQUISITION, LLC WELFARE BENEFITS PLAN	CA	$1.6M	$110K	BLUE CROSS OF CALIFORNIA
LAFCU LAFCU EMPLOYEE HEALTH PLAN	MI	$3.0M	$109K	BLUE CARE NETWORK OF MICHIGAN
MANGAN, INC. MANGAN INC. WELFARE BENEFITS PLAN	CA	$1.6M	$109K	KAISER FOUNDATION HEALTH PLAN INC.
ARCHITECTS ORANGE, LLP. ARCHITECTS ORANGE, LLP. WELFARE BENEFIT PLAN	CA	$1.6M	$99K	KAISER FOUNDATION HEALTH PLAN INC.
INCAST ASSET MANAGEMENT, INC. INCAST ASSET MANAGEMENT, INC. WELFARE BENEFIT PLAN	CA	$2.0M	$96K	KAISER FOUNDATION HEALTH PLAN, INC.
F-D-S MANUFACTURING COMPANY F-D-S MANUFACTURING COMPANY WELFARE BENEFITS PLAN	CA	$1.2M	$80K	AETNA HEALTH, INC.
VALLEY CHRISTIAN SCHOOLS VALLEY CHRISTIAN SCHOOLS WELFARE BENEFITS PLAN	CA	$1.6M	$78K	KAISER FOUNDATION HEALTH PLAN INC.
SOUND UNITED SOUND UNITED WELFARE BENEFITS PLAN	CA	$506K	$48K	DELTA DENTAL OF CALIFORNIA
SBL AUTO INC SOUTH BAY LEXUS WELFARE BENEFITS PLAN	CA	$528K	$30K	UNITEDHEALTHCARE INSURANCE COMPANY
VARICENT US OPCO LIMITED VARICENT US OPCO LIMITED WRAP PLAN	MA	$225K	$27K	CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES