Welfare broker

CCIG

Mailing address (most recent filing)

155 INVERNESS DR W

ENGLEWOOD, CO 801125000

Total comp: $116K
Commissions: $114K
Fees: $2K
Filings: 8
Sponsors: 8

Carrier mix

Where CCIG places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CIGNA HEALTH AND LIFE INSURANCE COMPANY50.0%
PRINCIPAL LIFE INSURANCE COMPANY25.0%
CURATIVE INSURANCE COMPANY25.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIGNA HEALTH AND LIFE INSURANCE COMPANY	2	$809K	50.0%
PRINCIPAL LIFE INSURANCE COMPANY	1	$307K	25.0%
CURATIVE INSURANCE COMPANY	1	$1.1M	25.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CO	3	$1.1M	0.2%	60.94x
TX	1	$1.1M	0.0%	4.18x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CCIG's plans by broker comp / premium ratio. Median 5.24% vs welfare-wide median 6.29% (n=4).

Prospect-flag exposure · vs market baseline

Share of CCIG's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-4 of 4 sponsors where CCIG is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CINCH KIT LLC CINCH KIT, LLC DBA QWIKKIT HEALTH & WELFARE BENEFITS PLAN	TX	$1.1M	$87K	CURATIVE INSURANCE COMPANY
CITY LIGHT & POWER, INC. CITY LIGHT & POWER, INC. HEALTH AND WELFARE BENEFITS PLAN	CO	$307K	$31K	PRINCIPAL LIFE INSURANCE COMPANY
WENCO INDUSTRIES, INC. WENCO INDUSTRIES, INC. HEALTH & WELFARE BENEFITS PLAN	CO	$520K	$8K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
VAN HEUKELEM CONCRETE, INC. COLORADO HARDSCAPES HEALTH & WELFARE BENEFITS PLAN	CO	$290K	$8K	CIGNA HEALTH AND LIFE INSURANCE COMPANY

Carrier

Plans

Premium

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$809K

50.0%

PRINCIPAL LIFE INSURANCE COMPANY

$307K

25.0%

CURATIVE INSURANCE COMPANY

$1.1M

25.0%

State

Plans

Premium

State share

Index

$1.1M

0.2%

60.94x

$1.1M

0.0%

4.18x

Sponsor

Loc

Premium

Comp

Carrier

CINCH KIT LLC

CINCH KIT, LLC DBA QWIKKIT HEALTH & WELFARE BENEFITS PLAN

$1.1M

$87K

CURATIVE INSURANCE COMPANY

CITY LIGHT & POWER, INC.

CITY LIGHT & POWER, INC. HEALTH AND WELFARE BENEFITS PLAN

$307K

$31K

PRINCIPAL LIFE INSURANCE COMPANY

WENCO INDUSTRIES, INC.

WENCO INDUSTRIES, INC. HEALTH & WELFARE BENEFITS PLAN

$520K

$8K

CIGNA HEALTH AND LIFE INSURANCE COMPANY

VAN HEUKELEM CONCRETE, INC.

COLORADO HARDSCAPES HEALTH & WELFARE BENEFITS PLAN

$290K

$8K

CIGNA HEALTH AND LIFE INSURANCE COMPANY