Welfare broker

CBA PREMIER INSURANCE SOLUTIONS

Mailing address (most recent filing)

2033 GATEWAY PLACE SUITE 500

SAN JOSE, CA 95110

Total comp: $374K
Commissions: $162K
Fees: $212K
Filings: 4
Sponsors: 4

Carrier mix

Where CBA PREMIER INSURANCE SOLUTIONS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

LIFE INSURANCE COMPANY OF NORTH AMERICA33.3%
BLUE CROSS OF CALIFORNIA33.3%
AETNA LIFE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
LIFE INSURANCE COMPANY OF NORTH AMERICA	1	$869K	33.3%
BLUE CROSS OF CALIFORNIA	1	$4.8M	33.3%
AETNA LIFE INSURANCE COMPANY	1	$2.7M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	2	$7.5M	0.0%	8.50x
IL	1	$869K	0.0%	9.49x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CBA PREMIER INSURANCE SOLUTIONS's plans by broker comp / premium ratio. Median 6.20% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of CBA PREMIER INSURANCE SOLUTIONS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where CBA PREMIER INSURANCE SOLUTIONS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ALLCARE IPA ALLCARE IPA HEALTH AND WELFARE PLAN	CA	$4.8M	$300K	BLUE SHIELD OF CALIFORNIA
BERLINER COHEN LLP BERLINER COHEN HEALTH AND WELFARE BENEFITS PLAN	CA	$2.7M	$132K	AETNA LIFE INSURANCE COMPANY
SSI US INC SPENCER STUART LONG TERM DISABILITY PLAN	IL	$869K	$130K	LIFE INSURANCE COMPANY OF NORTH AMERICA

Carrier

Plans

Premium

LIFE INSURANCE COMPANY OF NORTH AMERICA

$869K

33.3%

BLUE CROSS OF CALIFORNIA

$4.8M

33.3%

AETNA LIFE INSURANCE COMPANY

$2.7M

33.3%

State

Plans

Premium

State share

Index

$7.5M

0.0%

8.50x

$869K

0.0%

9.49x

Sponsor

Loc

Premium

Comp

Carrier

ALLCARE IPA

ALLCARE IPA HEALTH AND WELFARE PLAN

$4.8M

$300K

BLUE SHIELD OF CALIFORNIA

BERLINER COHEN LLP

BERLINER COHEN HEALTH AND WELFARE BENEFITS PLAN

$2.7M

$132K

AETNA LIFE INSURANCE COMPANY

SSI US INC

SPENCER STUART LONG TERM DISABILITY PLAN

$869K

$130K

LIFE INSURANCE COMPANY OF NORTH AMERICA