Welfare broker

CBA BLUE

Mailing address (most recent filing)

P.O. BOX 2365

SOUTH BURLINGTON, VT 05407

Total comp: $758K
Commissions: $279K
Fees: $478K
Filings: 7
Sponsors: 7

Carrier mix

Where CBA BLUE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BERKLEY LIFE AND HEALTH INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BERKLEY LIFE AND HEALTH INSURANCE COMPANY	1	$1.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
VT	1	$1.2M	0.4%	469.70x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CBA BLUE's plans by broker comp / premium ratio. Median 21.19% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of CBA BLUE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where CBA BLUE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CARRIS FINANCIAL CORP. CARRIS FINANCIAL CORP HEALTH AND WELFARE BENEFITS	VT	$1.2M	$245K	BERKLEY LIFE & HEALTH