Welfare broker

CATHY J CONE

Mailing address (most recent filing)

7941 KATY FREEWAY, STE 410

HOUSTON, TX 77024

Total comp: $115K
Commissions: $115K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where CATHY J CONE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE HARDFORD50.0%
METROPOLITAN LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE HARDFORD	1	$549K	50.0%
METROPOLITAN LIFE INSURANCE COMPANY	1	$6.9M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$6.9M	0.0%	9.91x
GA	1	$549K	0.0%	7.59x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CATHY J CONE's plans by broker comp / premium ratio. Median 4.61% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of CATHY J CONE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where CATHY J CONE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
DELPHI SALARIED RETIREES ASSOCIATION BENEFIT TRUST DSRA BENEFIT TRUST PLAN	NY	$6.9M	$223K	METROPOLITAN LIFE INSURANCE COMPANY
VOLUNTARY BENEFIT TRUST FOR AIRLINE RETIREES VOLUNTARY BENEFIT TRUST FOR AIRLINE RETIREES	GA	$549K	$33K	THE HARDFORD LIFE AND ACCIDENT

Carrier

Plans

Premium

THE HARDFORD

$549K

50.0%

METROPOLITAN LIFE INSURANCE COMPANY

$6.9M

50.0%

State

Plans

Premium

State share

Index

$6.9M

0.0%

9.91x

$549K

0.0%

7.59x

Sponsor

Loc

Premium

Comp

Carrier

DELPHI SALARIED RETIREES ASSOCIATION BENEFIT TRUST

DSRA BENEFIT TRUST PLAN

$6.9M

$223K

METROPOLITAN LIFE INSURANCE COMPANY

VOLUNTARY BENEFIT TRUST FOR AIRLINE RETIREES

$549K

$33K

THE HARDFORD LIFE AND ACCIDENT