Welfare broker

CATHLEEN A. DESROSIERS

Mailing address (most recent filing)

232 BEAR SWAMP ROAD

ANDOVER, CT 06232

Total comp: $3K
Commissions: $3K
Fees: $217
Filings: 7
Sponsors: 7

Carrier mix

Where CATHLEEN A. DESROSIERS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

ANTHEM LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
ANTHEM LIFE INSURANCE COMPANY	1	$157K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CT	1	$157K	0.1%	103.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CATHLEEN A. DESROSIERS's plans by broker comp / premium ratio. Median 1.53% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of CATHLEEN A. DESROSIERS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where CATHLEEN A. DESROSIERS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WHEELER CLINIC INC. WHEELER CLINIC INC. EMPLOYEE GROUP INSURANCE PLANS	CT	$157K	$2K	ANTHEM LIFE INSURANCE COMPANY