Welfare broker

CATALYST SOLUTIONS GROUP

Mailing address (most recent filing)

28 W. ADAMS, SUITE 1600

DETROIT, MI 48226

Total comp: $616K
Commissions: $409K
Fees: $208K
Filings: 3
Sponsors: 3

Carrier mix

Where CATALYST SOLUTIONS GROUP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA50.0%
LIFE INSURANCE COMPANY OF NORTH AMERICA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$194K	50.0%
LIFE INSURANCE COMPANY OF NORTH AMERICA	1	$38.6M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	2	$38.8M	0.1%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CATALYST SOLUTIONS GROUP's plans by broker comp / premium ratio. Median 2.87% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of CATALYST SOLUTIONS GROUP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where CATALYST SOLUTIONS GROUP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
HENRY FORD HEALTH SYSTEM HENRY FORD HEALTH SYSTEM WELFARE BENEFIT PLANS	MI	$38.6M	$823K	LIFE INSURANCE COMPANY OF NORTH AMERICA
BODMAN PLC BODMAN LONGLEY GROUP LONG TERM DISABILITY PLAN	MI	$194K	$7K	UNUM LIFE INSURANCE COMPANY OF AMERICA

Carrier

Plans

Premium

UNUM LIFE INSURANCE COMPANY OF AMERICA

$194K

50.0%

LIFE INSURANCE COMPANY OF NORTH AMERICA

$38.6M

50.0%

State

Plans

Premium

State share

Index

$38.8M

0.1%

41.16x

Sponsor

Loc

Premium

Comp

Carrier

HENRY FORD HEALTH SYSTEM

HENRY FORD HEALTH SYSTEM WELFARE BENEFIT PLANS

$38.6M

$823K

LIFE INSURANCE COMPANY OF NORTH AMERICA

BODMAN PLC

BODMAN LONGLEY GROUP LONG TERM DISABILITY PLAN

$194K

$7K

UNUM LIFE INSURANCE COMPANY OF AMERICA