Welfare broker

CARY INSURANCE SERVICES, INC.

Mailing address (most recent filing)

109 HWY 431

MARTIN, TN 38237

Total comp: $102K
Commissions: $35K
Fees: $67K
Filings: 2
Sponsors: 2

Carrier mix

Where CARY INSURANCE SERVICES, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$1.5M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TN	1	$1.5M	0.1%	64.91x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CARY INSURANCE SERVICES, INC.'s plans by broker comp / premium ratio. Median 9.18% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of CARY INSURANCE SERVICES, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where CARY INSURANCE SERVICES, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WAYNE HALFWAY HOUSE, INC. WAYNE HALF-WAY HOUSE, INC. WELFARE BENEFITS PLAN	TN	$1.5M	$133K	UNITEDHEALTHCARE INSURANCE COMPANY