Welfare broker

CARPENTER ROWLAND BATENBURG CO INC

Mailing address (most recent filing)

500 WISCONSIN AVENUE

SUITE 100

RACINE, WI 534031060

Total comp: $131K
Commissions: $43K
Fees: $88K
Filings: 6
Sponsors: 6

Carrier mix

Where CARPENTER ROWLAND BATENBURG CO INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HCC LIFE INSURANCE COMPANY50.0%
PRINCIPAL LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HCC LIFE INSURANCE COMPANY	1	$1.4M	50.0%
PRINCIPAL LIFE INSURANCE COMPANY	1	$0	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WI	2	$1.4M	0.1%	53.08x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CARPENTER ROWLAND BATENBURG CO INC's plans by broker comp / premium ratio. Median 3.02% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of CARPENTER ROWLAND BATENBURG CO INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where CARPENTER ROWLAND BATENBURG CO INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
EDUCATORS CREDIT UNION EDUCATORS CREDIT UNION WRAP PLAN	WI	$1.4M	$43K	TOKIO MARINE
MERCANTILE THRIFT STORES, INC. MERCANTILE THRIFT STORES SECTION 125 PREMIUM ONLY PLAN	WI	$0	$3K	PRINCIPAL LIFE INSURANCE COMPANY

Carrier

Plans

Premium

HCC LIFE INSURANCE COMPANY

$1.4M

50.0%

PRINCIPAL LIFE INSURANCE COMPANY

50.0%

State

Plans

Premium

State share

Index

$1.4M

0.1%

53.08x

Sponsor

Loc

Premium

Comp

Carrier

EDUCATORS CREDIT UNION

EDUCATORS CREDIT UNION WRAP PLAN

$1.4M

$43K

TOKIO MARINE

MERCANTILE THRIFT STORES, INC.

MERCANTILE THRIFT STORES SECTION 125 PREMIUM ONLY PLAN

$3K

PRINCIPAL LIFE INSURANCE COMPANY