Welfare broker

CARPENTER, MARK J

Mailing address (most recent filing)

306 6TH AVENUE, SUITE C

SAN MATEO, CA 94401

Total comp: $277K
Commissions: $277K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where CARPENTER, MARK J places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

ANTHEM LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
ANTHEM LIFE INSURANCE COMPANY	1	$5.5M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	1	$5.5M	0.0%	12.84x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CARPENTER, MARK J's plans by broker comp / premium ratio. Median 5.84% vs welfare-wide median 6.35% (n=1).

Prospect-flag exposure · vs market baseline

Share of CARPENTER, MARK J's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where CARPENTER, MARK J is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
YOUGOV AMERICA, INC. YOUGOV AMERICA, INC. HEALTH & WELFARE PLAN	CA	$5.5M	$320K	ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY (G0360)