Welfare broker

CAROLINA BENEFITS & PLANNING INC

Mailing address (most recent filing)

250 NEW FIDELITY CT

GARNER, NC 27529

Total comp: $136K
Commissions: $136K
Fees: $0
Filings: 7
Sponsors: 7

Carrier mix

Where CAROLINA BENEFITS & PLANNING INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY50.0%
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	1	$350K	50.0%
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY	1	$436K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	2	$786K	0.1%	47.73x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CAROLINA BENEFITS & PLANNING INC's plans by broker comp / premium ratio. Median 11.20% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of CAROLINA BENEFITS & PLANNING INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where CAROLINA BENEFITS & PLANNING INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
THE RALEIGH MEDICAL GROUP, P.A. THE RALEIGH MEDICAL GROUP, P.A. WELFARE BENEFITS PLAN	NC	$436K	$44K	THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
THE PORK COMPANY THE PORK COMPANY AND AFFILIATED ENTITIES CONSOLIDATED HEALTH AND WELFARE PLAN	NC	$350K	$43K	PRINCIPAL LIFE INSURANCE COMPANY

Carrier

Plans

Premium

PRINCIPAL LIFE INSURANCE COMPANY

$350K

50.0%

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

$436K

50.0%

State

Plans

Premium

State share

Index

$786K

0.1%

47.73x

Sponsor

Loc

Premium

Comp

Carrier

THE RALEIGH MEDICAL GROUP, P.A.

THE RALEIGH MEDICAL GROUP, P.A. WELFARE BENEFITS PLAN

$436K

$44K

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

THE PORK COMPANY

THE PORK COMPANY AND AFFILIATED ENTITIES CONSOLIDATED HEALTH AND WELFARE PLAN

$350K

$43K

PRINCIPAL LIFE INSURANCE COMPANY