Welfare broker

CAROL TOUCHON

Mailing address (most recent filing)

PO BOX 10489

LYNCHBURG, VA 24506

Total comp: $111K
Commissions: $111K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where CAROL TOUCHON places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$0	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	1	$0	0.0%	47.73x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CAROL TOUCHON's plans by broker comp / premium ratio. Median n/a vs welfare-wide median 6.29% (n=0).

Prospect-flag exposure · vs market baseline

Share of CAROL TOUCHON's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where CAROL TOUCHON is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
NORTH CAROLINA BAR ASSOCIATION NORTH CAROLINA BAR ASSOCIATION HEALTH BENEFIT TRUS	NC	$0	$111K	BLUE CROSS BLUE SHIELD OF NORTH CAROLINA