Welfare broker

CARLOS APONTE

Mailing address (most recent filing)

355 PARTRIDGE LANE

REXBURG, ID 83440

Total comp: $507K
Commissions: $363K
Fees: $144K
Filings: 9
Sponsors: 9

Carrier mix

Where CARLOS APONTE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

DELTA DENTAL OF CALIFORNIA33.3%
BLUE CROSS OF CALIFORNIA33.3%
AMERICAN FIDELITY ASSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
DELTA DENTAL OF CALIFORNIA	1	$411K	33.3%
BLUE CROSS OF CALIFORNIA	1	$2.7M	33.3%
AMERICAN FIDELITY ASSURANCE COMPANY	1	$5.7M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
ID	3	$8.8M	0.7%	265.01x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CARLOS APONTE's plans by broker comp / premium ratio. Median 5.14% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of CARLOS APONTE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where CARLOS APONTE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MOUNTAIN VIEW HOSPITAL LLC MOUNTAIN VIEW HOSPITAL LLC EMPLOYEE BENEFIT PLAN	ID	$5.7M	$294K	AMERICAN FIDELITY ASSURANCE COMPANY
INUNISON INC INUNISON EMPLOYEE BENEFITS PLAN	ID	$2.7M	$118K	BLUE CROSS OF IDAHO
IDAHO FALLS COMMUNITY HOSPITAL IDAHO FALLS COMMUNITY HOSPITAL CAFETERIA PLAN	ID	$411K	$45K	DELTA DENTAL OF IDAHO

Carrier

Plans

Premium

DELTA DENTAL OF CALIFORNIA

$411K

33.3%

BLUE CROSS OF CALIFORNIA

$2.7M

33.3%

AMERICAN FIDELITY ASSURANCE COMPANY

$5.7M

33.3%

State

Plans

Premium

State share

Index

$8.8M

0.7%

265.01x

Sponsor

Loc

Premium

Comp

Carrier

MOUNTAIN VIEW HOSPITAL LLC

MOUNTAIN VIEW HOSPITAL LLC EMPLOYEE BENEFIT PLAN

$5.7M

$294K

AMERICAN FIDELITY ASSURANCE COMPANY

INUNISON INC

INUNISON EMPLOYEE BENEFITS PLAN

$2.7M

$118K

BLUE CROSS OF IDAHO

IDAHO FALLS COMMUNITY HOSPITAL

IDAHO FALLS COMMUNITY HOSPITAL CAFETERIA PLAN

$411K

$45K

DELTA DENTAL OF IDAHO