Welfare broker

CARECULTURE HEALTH INSURANCE SERVIC

Mailing address (most recent filing)

999 CORPORATE DR STE 100

LADERA RANCH, CA 92694

Total comp: $169K
Commissions: $169K
Fees: $100
Filings: 3
Sponsors: 3

Carrier mix

Where CARECULTURE HEALTH INSURANCE SERVIC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

SELECTHEALTH100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
SELECTHEALTH	1	$2.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
UT	1	$2.2M	0.1%	131.45x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CARECULTURE HEALTH INSURANCE SERVIC's plans by broker comp / premium ratio. Median 7.49% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of CARECULTURE HEALTH INSURANCE SERVIC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where CARECULTURE HEALTH INSURANCE SERVIC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
IMPACT HEALTHCARE, LLC IMPACT HEALTHCARE, LLC HEALTH & WELFARE BENEFIT PLAN	UT	$2.2M	$165K	SELECTHEALTH