Welfare broker

CALVIN J KOHLENBERG

Mailing address (most recent filing)

PO BOX 1513

DUBUQUE, IA 52002

Total comp: $23K
Commissions: $23K
Fees: $0
Filings: 11
Sponsors: 11

Carrier mix

Where CALVIN J KOHLENBERG places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

TRANSAMERICA LIFE INSURANCE COMPANY66.7%
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
TRANSAMERICA LIFE INSURANCE COMPANY	2	$93K	66.7%
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY	1	$18K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IA	3	$111K	0.3%	105.23x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CALVIN J KOHLENBERG's plans by broker comp / premium ratio. Median 15.00% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of CALVIN J KOHLENBERG's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where CALVIN J KOHLENBERG is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BODENSTEINER IMPLEMENT CO., INC. BODENSTEINER IMPLEMENT, CO. VOLUNTARY DISABILITY	IA	$86K	$15K	TRANSAMERICA LIFE INSURANCE COMPANY
BODENSTEINER IMPLEMENT CO., INC. BODENSTEINER IMPLEMENT, CO. DISABILITY	IA	$18K	$3K	THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
BODENSTEINER IMPLEMENT CO., INC. BODENSTEINER IMPLEMENT, CO. LIFE PLAN	IA	$7K	$345	TRANSAMERICA LIFE INSURANCE COMPANY

Carrier

Plans

Premium

TRANSAMERICA LIFE INSURANCE COMPANY

$93K

66.7%

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

$18K

33.3%

State

Plans

Premium

State share

Index

$111K

0.3%

105.23x

Sponsor

Loc

Premium

Comp

Carrier

BODENSTEINER IMPLEMENT CO., INC.

BODENSTEINER IMPLEMENT, CO. VOLUNTARY DISABILITY

$86K

$15K

TRANSAMERICA LIFE INSURANCE COMPANY

BODENSTEINER IMPLEMENT CO., INC.

BODENSTEINER IMPLEMENT, CO. DISABILITY

$18K

$3K

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

BODENSTEINER IMPLEMENT CO., INC.

BODENSTEINER IMPLEMENT, CO. LIFE PLAN

$7K

$345

TRANSAMERICA LIFE INSURANCE COMPANY