Welfare broker

CALIBER BENEFITS GROUP

Mailing address (most recent filing)

20 PARK PLAZA

BOSTON, MA 02116

Total comp: $350K
Commissions: $337K
Fees: $13K
Filings: 14
Sponsors: 14

Carrier mix

Where CALIBER BENEFITS GROUP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA50.0%
DELTA DENTAL OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$392K	50.0%
DELTA DENTAL OF CALIFORNIA	1	$2.3M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
VT	1	$392K	0.4%	234.85x
MA	1	$2.3M	0.0%	23.11x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CALIBER BENEFITS GROUP's plans by broker comp / premium ratio. Median 10.55% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of CALIBER BENEFITS GROUP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where CALIBER BENEFITS GROUP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
AGERO, INC. AGERO, INC. GROUP WELFARE BENEFIT PLAN	MA	$2.3M	$112K	DENTAL SERVICE OF MASSACHUSETTS, INC. DBA DELTA DENTAL OF MA
VERMONT PRECISION TOOLS, INC. VERMONT PRECISION TOOLS, INC. EMPLOYEE WELFARE PLAN	VT	$392K	$63K	COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY

Carrier

Plans

Premium

UNUM LIFE INSURANCE COMPANY OF AMERICA

$392K

50.0%

DELTA DENTAL OF CALIFORNIA

$2.3M

50.0%

State

Plans

Premium

State share

Index

$392K

0.4%

234.85x

$2.3M

0.0%

23.11x

Sponsor

Loc

Premium

Comp

Carrier

AGERO, INC.

AGERO, INC. GROUP WELFARE BENEFIT PLAN

$2.3M

$112K

DENTAL SERVICE OF MASSACHUSETTS, INC. DBA DELTA DENTAL OF MA

VERMONT PRECISION TOOLS, INC.

VERMONT PRECISION TOOLS, INC. EMPLOYEE WELFARE PLAN

$392K

$63K

COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY