Welfare broker

C B TRACY & ASSOCIATES DBA TRACYCO

Mailing address (most recent filing)

506 PELLIS ROAD

GREENSBURG, PA 15601

Total comp: $345K
Commissions: $344K
Fees: $756
Filings: 8
Sponsors: 8

Carrier mix

Where C B TRACY & ASSOCIATES DBA TRACYCO places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UPMC HEALTH OPTIONS57.1%
UNITED CONCORDIA INSURANCE COMPANY14.3%
SUN LIFE ASSURANCE COMPANY OF CANADA14.3%
BLUE CROSS OF CALIFORNIA14.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UPMC HEALTH OPTIONS	4	$7.4M	57.1%
UNITED CONCORDIA INSURANCE COMPANY	1	$341K	14.3%
SUN LIFE ASSURANCE COMPANY OF CANADA	1	$22K	14.3%
BLUE CROSS OF CALIFORNIA	1	$2.1M	14.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	7	$9.9M	0.1%	23.98x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of C B TRACY & ASSOCIATES DBA TRACYCO's plans by broker comp / premium ratio. Median 3.26% vs welfare-wide median 6.29% (n=7).

Prospect-flag exposure · vs market baseline

Share of C B TRACY & ASSOCIATES DBA TRACYCO's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-7 of 7 sponsors where C B TRACY & ASSOCIATES DBA TRACYCO is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PRIVATE INDUSTRY COUNCIL OF WESTMORELAND FAYETTE, INC. PRIVATE INDUSTRY COUNCIL OF WESTMORELAND FAYETTE INC.	PA	$2.0M	$83K	UPMC HEALTH OPTIONS
DURITZA ENTERPRISES, INC. DURITZA ENTERPRISES, INC.	PA	$2.5M	$82K	UPMC HEALTH OPTIONS
TURNER DAIRY FARMS TURNER DAIRY FARMS	PA	$2.6M	$72K	UPMC HEALTH OPTIONS
JAMIESON FAMILY MARKETS JAMIESON FAMILY MARKETS	PA	$2.1M	$64K	HIGHMARK INC.
INDEPENDENT GIANT EAGLE RETAIL OUTLETS WELFARE PLAN INDEPENDENT GIANT EAGLE RETAIL OUTLETS WELFARE PLAN	PA	$295K	$25K	UPMC HEALTH BENEFITS
POLYMER ENTERPRISES INC POLYMER ENTERPRISES WELFARE BENEFIT PLAN	PA	$341K	$9K	UNITED CONCORDIA INSURANCE COMPANY
AFFILIATED SUPERVALU RETAIL OUTLETS WELFARE PLAN AFFILIATED SUPERVALU RETAIL OUTLETS WELFARE PLAN	PA	$22K	$1K	SUN LIFE ASSURANCE COMPANY OF CANADA