Welfare broker

BYRON C STEPHENS

Mailing address (most recent filing)

11200 BROADWAY STREET, SUITE 2743

PEARLAND, TX 77584

Total comp: $283K
Commissions: $178K
Fees: $105K
Filings: 4
Sponsors: 4

Carrier mix

Where BYRON C STEPHENS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HUMANA INSURANCE COMPANY50.0%
BLUE CROSS OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HUMANA INSURANCE COMPANY	1	$78K	50.0%
BLUE CROSS OF CALIFORNIA	1	$3.6M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	2	$3.7M	0.0%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BYRON C STEPHENS's plans by broker comp / premium ratio. Median 6.92% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of BYRON C STEPHENS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where BYRON C STEPHENS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ENERMECH MECHANICAL SERVICES, INC. ENERMECH MECHANICAL SERVICES, INC. WELFARE BENEFIT PLAN	TX	$3.6M	$98K	BLUECROSS BLUESHIELD OF TEXAS
COMPLETE LINE GLASS WHOLESALERS INC COMPLETE LINE GLASS WHOLESALERS DENTAL PLAN	TX	$78K	$9K	HUMANA INSURANCE COMPANY

Carrier

Plans

Premium

HUMANA INSURANCE COMPANY

$78K

50.0%

BLUE CROSS OF CALIFORNIA

$3.6M

50.0%

State

Plans

Premium

State share

Index

$3.7M

0.0%

16.72x

Sponsor

Loc

Premium

Comp

Carrier

ENERMECH MECHANICAL SERVICES, INC.

ENERMECH MECHANICAL SERVICES, INC. WELFARE BENEFIT PLAN

$3.6M

$98K

BLUECROSS BLUESHIELD OF TEXAS

COMPLETE LINE GLASS WHOLESALERS INC

COMPLETE LINE GLASS WHOLESALERS DENTAL PLAN

$78K

$9K

HUMANA INSURANCE COMPANY