Welfare broker

BYRON C STEPHENS

Mailing address (most recent filing)

11200 BROADWAY STREET, SUITE 2743

PEARLAND, TX 77584

Total comp: $214K
Commissions: $108K
Fees: $105K
Filings: 3
Sponsors: 3

Carrier mix

Where BYRON C STEPHENS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HUMANA INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HUMANA INSURANCE COMPANY	1	$78K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	1	$78K	0.0%	16.74x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BYRON C STEPHENS's plans by broker comp / premium ratio. Median 11.11% vs welfare-wide median 6.31% (n=1).

Prospect-flag exposure · vs market baseline

Share of BYRON C STEPHENS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BYRON C STEPHENS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
COMPLETE LINE GLASS WHOLESALERS INC COMPLETE LINE GLASS WHOLESALERS DENTAL PLAN	TX	$78K	$9K	HUMANA INSURANCE COMPANY