Welfare broker

BURCHFIELD INSURANCE GROUP INC

Mailing address (most recent filing)

PO BOX 3414

CONCORD, NC 28025

Total comp: $459K
Commissions: $311K
Fees: $147K
Filings: 20
Sponsors: 20

Carrier mix

Where BURCHFIELD INSURANCE GROUP INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

COMMUNITY EYE CARE33.3%
USABLE LIFE16.7%
UNITEDHEALTHCARE INSURANCE COMPANY16.7%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA16.7%
BLUE CROSS OF CALIFORNIA16.7%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
COMMUNITY EYE CARE	2	$46K	33.3%
USABLE LIFE	1	$143K	16.7%
UNITEDHEALTHCARE INSURANCE COMPANY	1	$1.7M	16.7%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$173K	16.7%
BLUE CROSS OF CALIFORNIA	1	$1.2M	16.7%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	6	$3.3M	0.2%	47.73x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BURCHFIELD INSURANCE GROUP INC's plans by broker comp / premium ratio. Median 10.00% vs welfare-wide median 6.29% (n=6).

Prospect-flag exposure · vs market baseline

Share of BURCHFIELD INSURANCE GROUP INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-6 of 6 sponsors where BURCHFIELD INSURANCE GROUP INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
INDUSTRIAL BATTERY & CHARGER, INC. INDUSTRIAL BATTERY & CHARGER INC	NC	$1.2M	$66K	BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA
RAFTELIS FINANCIAL CONSULTANTS, INC. RAFTELIS FINANCIAL CONSULTANTS, INC. HEALTH AND DENTAL PLAN	NC	$1.7M	$66K	UNITEDHEALTHCARE INSURANCE COMPANY
UWHARRIE CAPITAL CORP UWHARRIE CAPITAL CORP DISABILITY PLANS STD/LTD	NC	$143K	$26K	USABLE LIFE
RAFTELIS FINANCIAL CONSULTANTS, INC. RAFTELIS FINANCIAL CONSULTANTS, INC. LIFE AND DISABILITY PLAN	NC	$173K	$21K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
RAFTELIS FINANCIAL CONSULTANTS, INC. RAFTELIS FINANCIAL CONSULTANTS, INC. VISION PLAN	NC	$26K	$3K	COMMUNITY EYE CARE
UWHARRIE CAPITAL CORP UWHARRIE CAPITAL CORP VISION PLAN	NC	$20K	$2K	COMMUNITY EYE CARE