Welfare broker

BUNKER HILL INSURANCE & CONSULTING

Mailing address (most recent filing)

136 MISSION WAY

BARNEGAT, NJ 08005

Total comp: $47K
Commissions: $46K
Fees: $568
Filings: 3
Sponsors: 3

Carrier mix

Where BUNKER HILL INSURANCE & CONSULTING places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CIGNA HEALTH AND LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$205K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NJ	1	$205K	0.0%	46.37x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BUNKER HILL INSURANCE & CONSULTING's plans by broker comp / premium ratio. Median 9.99% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of BUNKER HILL INSURANCE & CONSULTING's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BUNKER HILL INSURANCE & CONSULTING is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BOARD OF TRUSTEES LOCAL 318 HEALTH & WELFARE TRUST FUND USW LOCAL 318 HEALTH & WELFARE TRUST FUND	NJ	$205K	$20K	CIGNA HEALTH & LIFE INSURANCE COMPANY

Carrier

Plans

Premium

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$205K

100.0%

State

Plans

Premium

State share

Index

$205K

0.0%

46.37x

Sponsor

Loc

Premium

Comp

Carrier

BOARD OF TRUSTEES LOCAL 318 HEALTH & WELFARE TRUST FUND

USW LOCAL 318 HEALTH & WELFARE TRUST FUND

$205K

$20K

CIGNA HEALTH & LIFE INSURANCE COMPANY