Welfare broker

BRYSTRA INSURANCE SERVICES

Mailing address (most recent filing)

1925 CENTURY PARK E

17TH FLOOR

LOS ANGELES, CA 90067

Carrier mix

Where BRYSTRA INSURANCE SERVICES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIGNA HEALTH AND LIFE INSURANCE COMPANY	2	$814K	40.0%
ANTHEM LIFE INSURANCE COMPANY	2	$5.6M	40.0%
SUN LIFE ASSURANCE COMPANY OF CANADA	1	$28K	20.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	5	$6.5M	0.1%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BRYSTRA INSURANCE SERVICES's plans by broker comp / premium ratio. Median 9.11% vs welfare-wide median 6.29% (n=5).

Prospect-flag exposure · vs market baseline

Share of BRYSTRA INSURANCE SERVICES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-5 of 5 sponsors where BRYSTRA INSURANCE SERVICES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WILSHIRE LAW FIRM, PLC WILSHIRE LAW FIRM'S HEALTH AND WELFARE PLANS	CA	$3.3M	$196K	ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY
BD&J PC BD&J PC HEALTH AND WELFARE PLAN	CA	$2.3M	$146K	ANTHEM BLUE CROSS
MDM SERVICES CORPORATION MDM SERVICES MEDICAL PLAN	CA	$643K	$71K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
MDM SERVICES CORPORATION MDM SERVICES WELFARE BENEFIT PLAN	CA	$171K	$21K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
MDM SERVICES CORPORATION MDM SERVICES DISABILITY PLAN	CA	$28K	$3K	SUN LIFE ASSURANCE COMPANY OF CANADA