Welfare broker

BRUCE, ROY

Mailing address (most recent filing)

720 N STATE HWY 125

SPRINGFIELD, MO 65802

Total comp: $9K
Commissions: $8K
Fees: $753
Filings: 2
Sponsors: 2

Carrier mix

Where BRUCE, ROY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

DELTA DENTAL OF CALIFORNIA50.0%
ADVANTICA INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
DELTA DENTAL OF CALIFORNIA	1	$246K	50.0%
ADVANTICA INSURANCE COMPANY	1	$33K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MO	2	$279K	0.0%	17.86x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BRUCE, ROY's plans by broker comp / premium ratio. Median 6.27% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of BRUCE, ROY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where BRUCE, ROY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
THE SCHOOL OF THE OZARKS, INC DENTAL PLAN FOR COLLEGE OF THE OZARKS	MO	$246K	$6K	DELTA DENTAL OF MISSOURI
SCHOOL OF THE OZARKS, INC. VISION PLAN	MO	$33K	$3K	ADVANTICA INSURANCE COMPANY