Welfare broker

BROWER INSURANCE AGENCY LLC

Mailing address (most recent filing)

309 WEBSTER ST

DAYTON, OH 45402

Total comp: $11K
Commissions: $8K
Fees: $3K
Filings: 3
Sponsors: 3

Carrier mix

Where BROWER INSURANCE AGENCY LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	1	$33K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OH	1	$33K	0.0%	7.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BROWER INSURANCE AGENCY LLC's plans by broker comp / premium ratio. Median 18.97% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of BROWER INSURANCE AGENCY LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BROWER INSURANCE AGENCY LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CMT EARLY EDUCATION GROUP LLC DB BALANCED FAMILY ACADEMY OF DUBLIN CMT EARLY EDUCATION GROUP LLC DBA BALANCED FAMILY ACADEMY OF DUBLIN ANCILLARY PLAN	OH	$33K	$6K	PRINCIPAL LIFE INSURANCE COMPANY