Welfare broker

BRIAN W. MURRAY

Mailing address (most recent filing)

8722 OSAGE COURT

FRANKFORT, IL 60423

Total comp: $8K
Commissions: $8K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where BRIAN W. MURRAY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$76K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	1	$76K	0.0%	25.44x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BRIAN W. MURRAY's plans by broker comp / premium ratio. Median 10.00% vs welfare-wide median 6.31% (n=1).

Prospect-flag exposure · vs market baseline

Share of BRIAN W. MURRAY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BRIAN W. MURRAY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
VUAANT, INC. DBA CARE.AI VUAANT, INC. DBA CARE.AI GROUP HEALTH AND WELFARE BENEFIT PLAN	FL	$76K	$8K	GUARDIAN