Welfare broker

BRIAN TOLBERT

Mailing address (most recent filing)

180 WOODMONT

NASHVILLE, TN 37205

Total comp: $195K
Commissions: $127K
Fees: $68K
Filings: 3
Sponsors: 3

Carrier mix

Where BRIAN TOLBERT places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$504K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IL	1	$504K	0.0%	28.47x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BRIAN TOLBERT's plans by broker comp / premium ratio. Median 17.58% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of BRIAN TOLBERT's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BRIAN TOLBERT is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
GERALD NISSAN OF NORTH AURORA, INC. GERALD NISSAN OF NORTH AURORA, INC. HEALTH CARE PLAN	IL	$504K	$89K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA