Welfare broker

BRIAN S DEMPSEY

Mailing address (most recent filing)

60 BAILEY BOULEVARD, SUITE 1

HAVERHILL, MA 01830

Total comp: $377K
Commissions: $345K
Fees: $32K
Filings: 14
Sponsors: 14

Carrier mix

Where BRIAN S DEMPSEY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$830K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MA	1	$830K	0.0%	46.22x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BRIAN S DEMPSEY's plans by broker comp / premium ratio. Median 13.94% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of BRIAN S DEMPSEY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BRIAN S DEMPSEY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LAWRENCE GENERAL HOSPITAL LAWRENCE GENERAL HOSPITAL CONSOLIDATED PLAN	MA	$830K	$116K	COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY