Welfare broker

BRIAN PFLAUM

Mailing address (most recent filing)

4920 CRYSTAL CIRCLE

HOOVER, AL 35226

Total comp: $19K
Commissions: $19K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where BRIAN PFLAUM places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRUDENTIAL INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRUDENTIAL INSURANCE COMPANY OF AMERICA	1	$123K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AL	1	$123K	0.1%	107.78x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BRIAN PFLAUM's plans by broker comp / premium ratio. Median 16.76% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of BRIAN PFLAUM's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BRIAN PFLAUM is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
THE ARC OF CENTRAL ALABAMA, INC. THE ARC OF CENTRAL ALABAMA, INC. WELFARE BENEFITS PLAN	AL	$123K	$21K	PRUDENTIAL INSURANCE COMPANY OF AMERICA