Welfare broker

BRIAN PAYSON

Mailing address (most recent filing)

1113 BRAMBLE TRIAL

MURFREESBORO, TN 37129

Carrier mix

Where BRIAN PAYSON places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
STANDARD INSURANCE COMPANY	1	$13K	25.0%
HARTFORD LIFE AND ACCIDENT	1	$6K	25.0%
EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA	1	$8K	25.0%
BLUE CROSS OF CALIFORNIA	1	$1.2M	25.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	4	$1.2M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BRIAN PAYSON's plans by broker comp / premium ratio. Median 16.69% vs welfare-wide median 6.29% (n=4).

Prospect-flag exposure · vs market baseline

Share of BRIAN PAYSON's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-4 of 4 sponsors where BRIAN PAYSON is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WEST COAST AEROSPACE INC WEST COAST AEROSPACE FLEXIBLE BENEFITS PLAN	CA	$1.2M	$70K	BLUE SHIELD OF CALIFORNIA
AAA PLATING & INSPECTION, INC. AAA PLATING & INSPECTION, INC. GROUP TERM LIFE PLAN	CA	$13K	$2K	STANDARD INSURANCE COMPANY
AAA PLATING & INSPECTION, INC. AAA PLATING & INSPECTION, INC. GROUP TERM LIFE & AD&D PLAN	CA	$8K	$1K	EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA
AAA PLATING & INSPECTION, INC. AAA PLATING & INSPECTION, INC. LONG TERM DISABILITY PLAN	CA	$6K	$1K	HARTFORD LIFE AND ACCIDENT