Welfare broker

BRIAN C. HUGGINS

Mailing address (most recent filing)

1108 W JENNY

BAY CITY, MI 487062921

Total comp: $142K
Commissions: $142K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where BRIAN C. HUGGINS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$2.3M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	2	$2.3M	0.1%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BRIAN C. HUGGINS's plans by broker comp / premium ratio. Median 4.81% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of BRIAN C. HUGGINS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where BRIAN C. HUGGINS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
OUTDOOR ADVENTURES, INC. OUTDOOR ADVENTURES, INC. WRAP PLAN	MI	$925K	$58K	BLUE CROSS BLUE SHIELD OF MICHIGAN
BOPP-BUSCH MANUFACTURING COMPANY BOPP-BUSCH MANUFACTURING CO. WELFARE PLAN	MI	$1.4M	$47K	BLUE CROSS BLUE SHIELD OF MICHIGAN