Welfare broker

BRENDA R MANNING

Mailing address (most recent filing)

1368 BUSINESS PARK DRIVE

TRAVERSE CITY, MI 49686

Total comp: $62K
Commissions: $60K
Fees: $2K
Filings: 4
Sponsors: 4

Carrier mix

Where BRENDA R MANNING places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

DELTA DENTAL OF CALIFORNIA50.0%
BLUE CROSS OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
DELTA DENTAL OF CALIFORNIA	1	$300K	50.0%
BLUE CROSS OF CALIFORNIA	1	$837K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	2	$1.1M	0.1%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BRENDA R MANNING's plans by broker comp / premium ratio. Median 16.33% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of BRENDA R MANNING's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where BRENDA R MANNING is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
OFTA MANAGEMENT, INC. OFTA MANAGEMENT, INC. HEALTH AND WELFARE BENEFIT	MI	$300K	$80K	DELTA DENTAL OF MICHIGAN
PRESQUE ISLE ELECTRIC & GAS COOPERATIVE PRESQUE ISLE ELECTRIC & GAS COOPERATIVE HEALTH AND WELFARE PLAN	MI	$837K	$51K	BLUE CROSS BLUE SHIELD OF MICHIGAN

Carrier

Plans

Premium

DELTA DENTAL OF CALIFORNIA

$300K

50.0%

BLUE CROSS OF CALIFORNIA

$837K

50.0%

State

Plans

Premium

State share

Index

$1.1M

0.1%

41.16x

Sponsor

Loc

Premium

Comp

Carrier

OFTA MANAGEMENT, INC.

OFTA MANAGEMENT, INC. HEALTH AND WELFARE BENEFIT

$300K

$80K

DELTA DENTAL OF MICHIGAN

PRESQUE ISLE ELECTRIC & GAS COOPERATIVE

PRESQUE ISLE ELECTRIC & GAS COOPERATIVE HEALTH AND WELFARE PLAN

$837K

$51K

BLUE CROSS BLUE SHIELD OF MICHIGAN