Welfare broker

BRATRUD MIDDLETON INSURANCE BROKERS

Mailing address (most recent filing)

PO BOX 2940

TACOMA, WA 98401

Total comp: $156K
Commissions: $153K
Fees: $3K
Filings: 22
Sponsors: 22

Carrier mix

Where BRATRUD MIDDLETON INSURANCE BROKERS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

MODA HEALTH100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
MODA HEALTH	2	$2.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OR	2	$2.2M	0.2%	104.57x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BRATRUD MIDDLETON INSURANCE BROKERS's plans by broker comp / premium ratio. Median 4.50% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of BRATRUD MIDDLETON INSURANCE BROKERS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where BRATRUD MIDDLETON INSURANCE BROKERS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ESCAPE LODGING, LLC ESCAPE LODGING LLC GROUP BENEFITS PLAN	OR	$997K	$64K	MODA HEALTH
KIDS UNLIMITED OF OREGON HEALTH AND WELFARE BENEFITS PLAN	OR	$1.2M	$31K	MODA HEALTH