Welfare broker

BR203 DANIEL J PINEAU

Mailing address (most recent filing)

36 WILLETT AVE

RIVERSIDE, RI 02915

Total comp: $41K
Commissions: $0
Fees: $41K
Filings: 1
Sponsors: 1

Carrier mix

Where BR203 DANIEL J PINEAU places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AETNA LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AETNA LIFE INSURANCE COMPANY	1	$11.3M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
RI	1	$11.3M	0.3%	399.81x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BR203 DANIEL J PINEAU's plans by broker comp / premium ratio. Median 1.46% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of BR203 DANIEL J PINEAU's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BR203 DANIEL J PINEAU is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MAGNA HOSPITALITY GROUP, L.C. MAGNA HOSPITALITY GROUP, LC EMPLOYEE BENEFITS PLAN	RI	$11.3M	$164K	AETNA LIFE INSURANCE CO.