Welfare broker

BPAS ACTUARIAL AND PENSION SERVICES

Mailing address (most recent filing)

706 N CLINTON ST

SYRACUSE, NY 13204

Total comp: $131K
Commissions: $131K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where BPAS ACTUARIAL AND PENSION SERVICES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

METROPOLITAN LIFE INSURANCE COMPANY50.0%
ANTHEM LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
METROPOLITAN LIFE INSURANCE COMPANY	1	$12.4M	50.0%
ANTHEM LIFE INSURANCE COMPANY	1	$89K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	2	$12.5M	0.0%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BPAS ACTUARIAL AND PENSION SERVICES's plans by broker comp / premium ratio. Median 2.16% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of BPAS ACTUARIAL AND PENSION SERVICES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where BPAS ACTUARIAL AND PENSION SERVICES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PAYCHEX, INC. PAYCHEX, INC. HEALTH AND WELFARE PLAN	NY	$12.4M	$77K	METROPOLITAN LIFE INSURANCE COMPANY
BOARD OF TRUSTEES OF IBEW IBEW EASTERN STATES HEALTH & BENEFITS FUND	NY	$89K	$3K	ANTHEM BLUE CROSS AND BLUE SHIELD, INC. (G1921)

Carrier

Plans

Premium

METROPOLITAN LIFE INSURANCE COMPANY

$12.4M

50.0%

ANTHEM LIFE INSURANCE COMPANY

$89K

50.0%

State

Plans

Premium

State share

Index

$12.5M

0.0%

19.82x

Sponsor

Loc

Premium

Comp

Carrier

PAYCHEX, INC.

PAYCHEX, INC. HEALTH AND WELFARE PLAN

$12.4M

$77K

METROPOLITAN LIFE INSURANCE COMPANY

BOARD OF TRUSTEES OF IBEW

IBEW EASTERN STATES HEALTH & BENEFITS FUND

$89K

$3K

ANTHEM BLUE CROSS AND BLUE SHIELD, INC. (G1921)