Welfare broker

BOWMAN GASKINS FINANCIAL GROUP

Mailing address (most recent filing)

410 PINE ST SE

STE 300

VIENNA, VA 221804861

Total comp: $165K
Commissions: $160K
Fees: $5K
Filings: 3
Sponsors: 3

Carrier mix

Where BOWMAN GASKINS FINANCIAL GROUP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$1.3M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
DC	1	$1.3M	0.2%	176.94x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BOWMAN GASKINS FINANCIAL GROUP's plans by broker comp / premium ratio. Median 10.54% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of BOWMAN GASKINS FINANCIAL GROUP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BOWMAN GASKINS FINANCIAL GROUP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WORLD RESOURCES INSTITUTE WORLD RESOURCES INSTITUTE WELFARE BENEFIT PLAN	DC	$1.3M	$139K	UNUM LIFE INSURANCE COMPANY OF AMERICA