Welfare broker

BOSTON INSURANCE

Mailing address (most recent filing)

EMPLOYEE BENEFITS TRUST

18 RESEARCH PKWY STE 1600

WALLINGFORD, CT 064921931

Total comp: $21K
Commissions: $13K
Fees: $8K
Filings: 1
Sponsors: 1

Carrier mix

Where BOSTON INSURANCE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AETNA LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AETNA LIFE INSURANCE COMPANY	1	$7.3M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MD	1	$7.3M	0.1%	71.90x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BOSTON INSURANCE's plans by broker comp / premium ratio. Median 0.29% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of BOSTON INSURANCE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BOSTON INSURANCE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
AMERICAN POSTAL WORKERS UNION AFL-CIO HEALTH PLAN HEALTH INSURANCE OF THE AMERICAN POSTAL WORKERS, AFL-CIO HEALTH PLAN HEALTH AND WELFARE PLAN	MD	$7.3M	$21K	AETNA LIFE INSURANCE CO