Welfare broker

BORAWSKI ALEXANDER W INC

Mailing address (most recent filing)

88 KING ST STE B

NORTHAMPTON, MA 01060

Total comp: $6K
Commissions: $6K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where BORAWSKI ALEXANDER W INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

STANDARD INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
STANDARD INSURANCE COMPANY	2	$97K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MA	2	$97K	0.1%	46.22x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BORAWSKI ALEXANDER W INC's plans by broker comp / premium ratio. Median 6.60% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of BORAWSKI ALEXANDER W INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where BORAWSKI ALEXANDER W INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
DARLING CONSULTING GROUP, INC. GROUP LONG TERM DISABILITY INSURANCE FOR EMPLOYEES OF DARLING CONSULTING GROUP, INC.	MA	$64K	$5K	STANDARD INSURANCE COMPANY
DARLING CONSULTING GROUP, INC. GROUP LIFE, DEPENDENT LIFE AND ACCIDENTAL DEATH AND DISMEMBERMENT INSURANCE FOR EMPLOYEES OF DARLING CONSULTING GROUP, INC.	MA	$34K	$2K	STANDARD INSURANCE COMPANY

Carrier

Plans

Premium

STANDARD INSURANCE COMPANY

$97K

100.0%

State

Plans

Premium

State share

Index

$97K

0.1%

46.22x

Sponsor

Loc

Premium

Comp

Carrier

DARLING CONSULTING GROUP, INC.

GROUP LONG TERM DISABILITY INSURANCE FOR EMPLOYEES OF DARLING CONSULTING GROUP, INC.

$64K

$5K

STANDARD INSURANCE COMPANY

DARLING CONSULTING GROUP, INC.

GROUP LIFE, DEPENDENT LIFE AND ACCIDENTAL DEATH AND DISMEMBERMENT INSURANCE FOR EMPLOYEES OF DARLING CONSULTING GROUP, INC.

$34K

$2K

STANDARD INSURANCE COMPANY